What Does Liability Insurance Cover?

couple looking at touchpad together

Auto liability insurance is required by law in most states. It’s a two-fold plan that covers both property damage and bodily injury, meaning expenses from property damage or injuries to other people are covered if you’re at fault. Learn more about what liability coverage pays for below!


How Does Liability Insurance Work?

There are set minimum limits to both bodily injury and property damage coverage, which are set by the state. If you wish to have more liability insurance coverage, however, you can set your own limits as well. It’s important to note that liability insurance covers the victim of the accident, not the driver who is at fault. The following is covered by liability insurance:

Bodily Injury

  • Rehab
  • Pain and suffering
  • Lost earnings
  • Medical and hospital bills
  • Any long-term nursing care that may be needed
  • Funeral expenses in the event of a fatal accident

Property Damage

  • General property damage (house, personal property, etc.)
  • Pets
  • Repair expenses
  • Necessary part replacement
  • Vehicle damage
men assessing damage after accident

Liability Coverage Limits

You can talk about your desired coverage limits with your insurance agent. It’s ideal that your coverage limit matches what you can offer in the case of an accident. Limits can be combined as a single limit or split.

  • With a split limit, you can select individual maximum payment amounts for bodily injury payments per person, all people injured, and all property damage.
  • A single limit uses the whole limit for all injuries and property damage. This option does not offer a total limit per person.

Learn More About Insurance Coverage at Mercedes-Benz of Charleston

For more information about insurance coverage, contact us online or visit our dealership near Beckley and Huntington. We can go over your financing and insurance options, including explaining gap insurance, before you purchase a new or used Mercedes-Benz!

More from Mercedes-Benz of Charleston

  • 2020 Mercedes-Benz GLS 450 Price

    Combining luxury style with top-notch performance, the 2020 Mercedes-Benz GLS is catching eyes on Beckley roads. This must-have SUV offers the outstanding craftsmanship and high-tech features that drivers know Mercedes-Benz for. Wondering about the Mercedes-Benz GLS 450 price point? Rest assured, you’ll get more than you pay for with the GLS 450 price, as well…

  • Mercedes-Benz GLC Price

    Looking for a stylish new luxury SUV for your drives around Charleston? The Mercedes-Benz GLC SUV and Coupe models provide family-friendly interiors and outstanding performance. The powerful biturbo engines and AMG® race-derived technology are responsive and fast, making your commute on Beckley roads a pleasure. Wondering how much a new GLC costs? Review our Mercedes-Benz GLC price guides below…

  • What’s the Mercedes-Benz GLE Price?

    With the new Mercedes-Benz GLE lineup, Bridgeport drivers can pick from multiple models to find one with the price point and features they have in mind. Not your typical SUV, the GLE configurations offer performance-division models, as well as practical family haulers with seating for five or seven. Want to know more about the Mercedes-Benz…

Saved
Saved Vehicles ×

SAVED VEHICLES

You don't have any saved vehicles!

Look for this link on your favorites:

Save

Once you've saved some vehicles, you can view them here at any time.

Contact
Contact Us ×

(304) 746-0500

Call Now

5 Dudley Farms Lane • Charleston, WV 25309

Get Directions

Today's Hours:

Open Today! Sales: 9am-5pm

Service: Closed

Parts: Closed

Mercedes-Benz of Charleston

5 Dudley Farms Lane Charleston, WV

Phone: (304) 746-0500

http://maps.google.com/?q=5%20Dudley%20Farms%20Lane%2C%20Charleston%2C%20WV%2025309%2C%20United%20States%2C%20Charleston%2C%20WV%2025309

Parts

Phone: (304) 746-0500

5 Dudley Farms Lane Charleston, WV

Sales

Phone: (304) 746-0500

5 Dudley Farms Lane Charleston, WV

Service

Phone: (304) 746-0500

5 Dudley Farms Lane Charleston, WV
38.326558 -81.713262
[schema type="organization" orgtype="LocalBusiness" url="www.mercedesbenzofcharleston.com" name="Mercedes-Benz of Charleston" description="" street="5 Dudley Farms Lane" city="Charleston" state="WV" postalcode="25309" country="United States" email="tyler@astorgauto.com" phone="(304) 746-0500" logo="https://di-uploads-development.s3.amazonaws.com/mercedesbenzofcharleston/uploads/2017/02/MB-Charleston-OG-image.jpg"]
Mercedes-Benz of Charleston
Mercedes-Benz of Charleston
5 Dudley Farms Lane
Charleston, WV, 25309 United States
(304) 746-0500
https://di-uploads-development.s3.amazonaws.com/mercedesbenzofcharleston/uploads/2017/02/MB-Charleston-OG-image.jpg
Mercedes-Benz of Charleston 38.326558, -81.713262.